Checking

No Fee Checking Accounts

In order to qualify for a No Fee Checking Account, members must receive at least one direct deposit and sign up for e-statements. This account is non interest bearing with the following benefits.

  • Courtesy Pay Limit of $300.00 (Upon Approval)

  • No Minimum Balance

  • Unlimited Check Writing

  • No Per Check Charge

Minor Checking Account

In order to qualify for a Minor Free Checking Account, members must provide proof of full time student status.

Senior – 55 and Over

Any member over the age of 55 will receive No Fee Checking Account.

GEM Checking

GEM Checking monthly maintenance fee is $10.00 a month with the following benefits.

  • Courtesy Pay limit of $700.00 (Upon Approval)

  • Free Checks

  • Free Money Orders/Cashier Checks

  • Free Copies of Legal Documents

  • Free Life Insurance up to $1,000.00 on your GEM Checking Account

  • Free $10,000.00 Accidental Death and Dismemberment Insurance Policy

  • No Minimum Balance

Basic Checking

  • Basic Checking monthly maintenance fee is $7.00 a monthly with the following benefits.

  • Courtesy Pay Limit of $500.00 (Upon Approval)

  • No Minimum Balance

  • Unlimited Check Writing

  • No Per Check Charge